Are you looking to buy a home in 2018? These seven tips to prepare yourself early can set you up for success.
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Suggest financial gifts to friends and family, instead of having them buying you presents.
4. Interview potential real estate agents. All agents aren’t created equal. Take the time to speak with a few to get an idea of where their strengths are, how they can best help you, as well as if their personality matches yours.
5. Keep an eye on interest rates. Rates have a habit of fluctuating, and they’re on an upward trend right now. Interest rates increasing by 1% is the equivalent of your mortgage payment increasing by 10%.
6. Find a good mortgage lender to walk you through the process and ensure that you get the most competitive rate. I know some dynamite lenders that I would be more than happy to share with you.
7. Take the time to get pre-approved. Sometimes it can be as easy as a phone call and a couple of emails to get through the pre-approval process. Getting this done early can set you up for success and prevent unpleasant surprises from popping up and preventing you from getting the home of your dreams.
If you have any questions about buying a home in 2018, feel free to give me a call. I’m here to be an advocate for you—let’s do this.
If a goal of yours in 2018 is purchasing a home, I want to give you seven helpful tips to help prepare you for the process.
1. Check your credit score. Make sure there isn’t anything on there that will negatively impact your credit score. That way, if there is anything on there, you have time to take the initiative to sort those issues out so you can get the best interest rate possible.
2. Don’t open any new credit cards. Doing so tends to have a negative impact on your credit score.
3. Suggest financial gifts to friends and family, instead of having them buying you presents. Personally, I would rather receive a check than an actual gift, and I’d also rather give a check than try to figure out what they want. Let them know about your home buying goals for 2018 and ask for them to help support you in that way.
1. Check your credit score. Make sure there isn’t anything on there that will negatively impact your credit score. That way, if there is anything on there, you have time to take the initiative to sort those issues out so you can get the best interest rate possible.
2. Don’t open any new credit cards. Doing so tends to have a negative impact on your credit score.
3. Suggest financial gifts to friends and family, instead of having them buying you presents. Personally, I would rather receive a check than an actual gift, and I’d also rather give a check than try to figure out what they want. Let them know about your home buying goals for 2018 and ask for them to help support you in that way.
Suggest financial gifts to friends and family, instead of having them buying you presents.
5. Keep an eye on interest rates. Rates have a habit of fluctuating, and they’re on an upward trend right now. Interest rates increasing by 1% is the equivalent of your mortgage payment increasing by 10%.
6. Find a good mortgage lender to walk you through the process and ensure that you get the most competitive rate. I know some dynamite lenders that I would be more than happy to share with you.
7. Take the time to get pre-approved. Sometimes it can be as easy as a phone call and a couple of emails to get through the pre-approval process. Getting this done early can set you up for success and prevent unpleasant surprises from popping up and preventing you from getting the home of your dreams.
If you have any questions about buying a home in 2018, feel free to give me a call. I’m here to be an advocate for you—let’s do this.
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